Study: “Racial Discrimination in the U.S. Housing and Mortgage Lending Markets: A Quantitative Review of Trends, 1976-2016”
January 24, 2020
The study “Racial Discrimination in the U.S. Housing and Mortgage Lending Markets: A Quantitative Review of Trends, 1976-2016” examined how discrimination in housing and mortgage lending against blacks, Latinos and Asians has changed over the last 40 years by performing a meta-analysis of existing studies since the late 1970s to the present.
Professor Lincoln Quillian of the Department of Sociology is the lead author. Co-authors include John J. Lee and Brandon Honoré.
“It was distressing to find no evidence of reduced discrimination in the mortgage market over the last 35 years,” said Lincoln Quillian. “Discrimination in the mortgage market makes it more difficult for minority households to build wealth through housing, contributing to racial wealth gaps. Discrimination in the housing market increases housing insecurity for minority households and contributes to persistent neighborhood segregation. These results help account for why black homeownership has not increased over the last 35 years.”
Professor Lincoln Quillian
Quillian discusses the study in the Northwestern Now story: “Racial discrimination in mortgage market persistent over last four decades – Discrimination in housing market sees decrease during same time period”
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